Applicant does not have ability to repay the facilities applied for.
Purpose of borrowing not in line with facilities applied for.
Unsatisfactory financial results of the applicant.
Applicant has other substantial borrowings resulting in high commitment.
Unsatisfactory conduct of current account by the applicant.
Unsatisfactory repayment records with other lenders.
Applicant has cases which are pending legal action.
High business / industry risk.
Lack of financial commitments from business owners.
Weak management of the applicant.
Sole proprietor/partners/directors/shareholders/guarantors etc. facing bankruptcy actions from other parties.
Inadequate collateral to compensate for higher risk to be taken.
Existing facility (ies) not utilized for intended purpose.
Others.
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每个成功的企业在创业的路上,必有需要资金周转的时候。所以,选择很重要,当你选择了错的人,天天都是愚人节。
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